Surprise ‘Stimulus’ Check Not Coming, Instead Use these 3 Apps to Get Exclusive Cash-backs

There has been an unexpected surge in demand for “stimulus” checks, but Covid relief payments are unlikely to be extended a fourth time.

Regardless, it is important to note that there are other ways to save money whether or not you receive a stimulus check, and three apps can help you achieve this.

Apps on smartphones can help people save money when in need of financial assistance.

Forbes ranked Chime, Qapital, and Digit as the three best apps for saving money.


With Chime, you can save automatically using two programs: Round-Up and Save When I Get Paid.

Investing is one of the primary tasks of the app, and it even offers tips on how to get started with just $100.

Investing apps like Acorns and Robinhood are recommendation that comes from Chime, as well as opening an IRA and signing up with a Robo-advisor with low minimum requirements.

A recent Forbes review reports that the app offers an attractive, 1.00 person APY on its high-yield savings account.

A direct deposit member can also automatically deposit as much as 10% of their paychecks directly into their savings account.

Read More: Stimulus Check Update: You’ll Stop Receiving Plus-Up Payments from December 31


Qapital enables users to reduce debt, stay in control of their finances, and save for the future for $3 per month on its basic plan and $6 per month on its complete plan.

Forbe’s recently described Qapital as a “mobile-first bank” that “blends behavioral psychology with technology, allowing users to save and invest more with customizable triggers.”

In addition to an FDIC-insured checking account, users can also request a Qapital Visa debit card. It yields .1 percent interest.

Aside from that, there is no monthly fee or overdraft fee associated with this card.


Digit is the best option if you want to pay off your debts.

According to Forbes, the app analyzes your income and spending patterns using automation and artificial intelligence.

Furthermore, it says: “When it (Digit) thinks you can afford it, the app moves money from your outside checking account to your Digit account.”

It costs $5 a month after a 30-day trial.

A Digit report estimates that the app has assisted people to save about $2,500 a year (each).

Digit uses an account balance linked to the app, upcoming income, upcoming bills, sending habits, and savings preferences to figure out how much and when to save.

Leave A Reply

Your email address will not be published.