Supplemental Security Income (SSI) is a federal program that pays out monthly payments to meet basic needs for food, clothing, and shelter. The base amount varies depending on your living arrangement and countable income, which means not everyone receives the same amount. You may receive more if your state adds to SSI payments. Alternatively, you may receive less if you have income from other sources, like wages, pensions, or Social Security benefits.
How Does It work?
In order to receive supplementary security income, you must follow certain pre-defined rules. If you meet this eligibility criterion, you would be able to receive the benefits right into your bank account.
First, you must be at least 65 years old and under 65 years old with a disability that prevents you from working. However, there are some added exceptions that allow a working disabled American to still continue receiving this SSI benefit.
Second, If you live in a state that has its own disability program, you might be able to receive extra SSI benefits. However, the total amount would get decreased if you’ve got another source of income or aren’t financially independent.
How to Qualify for SSI Payments?
You may qualify for SSI payments if you meet all of the following conditions:
● You are disabled
● You have little or no income and few assets
● Your income and assets are less than set limits, which vary depending on your living arrangement
● Your disability prevents you from working or substantially limits your ability to work
What Does it Pay?
Supplemental Security Income is usually paid on a monthly basis; however, if your income is high enough, your payments may be reduced or even suspended for a certain period of time. The amount of money you receive depends on your living arrangements and countable income (such as wages and Social Security benefits).
SSI Application: Online or Offline?
Well, at the time of writing this post, an online application facility isn’t yet available for Americans who are 65 and older.
You must first file for an application using appointment done via the contact number: (800) 772-1213
P.S. Deaf or hard of hearing recipients can call the SSA at TTY (800) 325-0778 and get registered for Supplemental Security Income benefits.